🇳🇬 Built for Nigeria · NDPA Compliant · Lagos Data Centre

The estate operating system
Nigeria has been waiting for

Smart gate access, resident banking, and estate management — unified in one platform. Backed by our bank partner.

5,000+
Gated estates in Nigeria
2.3M+
Residential units
₦4,300
Bank CAC through Residio
8
Subscription modules

Most Nigerian estates still run on
paper, cash, and WhatsApp

Every estate manager in Nigeria is working around the same broken system. We replace all of it.

📒

Visitor logbooks

Guards write visitor names in a book. No photos, no timestamps, no audit trail. Anyone can walk in by giving any resident's name.

💵

Cash dues collection

Estate charges are collected by hand or WhatsApp transfer. Non-payment is common, tracking is manual, and cash passes through too many hands.

📱

WhatsApp governance

AGM notices, maintenance reports, and security alerts all go into a group chat. Important things get lost. There is no official channel.

Three pillars.
One platform.

Residio unifies everything an estate needs — from the gate to the bank account — into a single connected system.

01

Access & Security

Replace logbooks with biometric readers, NFC card taps, ANPR cameras, and app-based remote gate opening.

  • Fingerprint biometric entry
  • NFC card tap on gate reader
  • App remote gate open
  • ANPR vehicle recognition
  • Visitor time-coded passes
  • Guard live dashboard
02

Banking & Payments

Every resident gets a co-branded savings account and a debit card that also opens their gate — issued by our bank partner.

  • Co-branded Mastercard/Verve card
  • Full CBN-compliant savings account
  • Auto-debit estate dues monthly
  • ATM withdrawals nationwide
  • Diaspora top-up from UK/US/Canada
03

Estate Operations

Give management a real dashboard with dues compliance, access logs, announcements, maintenance tickets, and AGM voting.

  • Real-time dues compliance tracker
  • Estate-wide broadcast & AGM voting
  • Maintenance ticketing
  • Contractor access scheduling
  • Emergency SOS alerts

Live in 30 days

From signed agreement to full go-live in four weeks. We handle everything.

1

Site survey & agreement

We visit the estate, confirm gate points, agree on modules and pricing. Letter of engagement signed.

2

Hardware installation

Gate readers, cameras, and controllers installed in Week 1–2. Gate stays fully operational throughout.

3

Resident enrollment

BVN capture, fingerprint registration, app setup, and card issuance in a single weekend session.

4

Go live

Cards issued. Gate live. Auto-debit activated. 30-day hypercare support period begins.

Estates pay only for
what they use

Eight independent modules. We switch them on or off per estate, and pricing scales with the estate's unit count.

Mandatory
🚪

Core Access & Gate Control

Fingerprint, NFC card, app remote open, guard terminal, audit log.

₦1,500 / unit / month
👥

Visitor & Delivery Management

Time-coded passes, QR codes, delivery approval in-app.

₦600 / unit / month
💳

Dues & Payments

Auto-debit estate charges, compliance dashboard, resident payment history.

₦800 / unit / month
🏦

Banking & Resident Account

Savings account, transaction history, card management, diaspora top-up.

₦700 / unit / month
📢

Estate Operations

Announcements, AGM voting, maintenance tickets, contractor scheduling.

₦500 / unit / month
🚗

ANPR Vehicle Recognition

Auto-open gate on registered plate match. Vehicle entry logs.

₦400 / unit / month
📊

Analytics & Reports

Full access log with filters, CSV export, dues trend charts, peak hours.

₦300 / unit / month
🆘

Emergency & SOS

One-tap resident SOS, guard alert banner, SOS history for management.

₦200 / unit / month

Transparent.
Per unit. Per month.

No setup surprises. Hardware costs are separate and quoted per estate. Software is a simple monthly per-unit fee.

Module What it includes Price / unit / month
Core Access & Gate Control Mandatory Gate, fingerprint, NFC, guard terminal, audit log ₦1,500
Visitor & Delivery Management Add-on Visitor passes, QR codes, delivery approval ₦600
Dues & Payments Add-on Auto-debit, compliance tracker, reminders ₦800
Banking & Resident Account Add-on Savings account, card management, diaspora top-up ₦700
Estate Operations Add-on Announcements, AGM, maintenance tickets ₦500
ANPR Vehicle Recognition Add-on Plate recognition, vehicle logs ₦400
Analytics & Reports Add-on Full log, CSV export, trend charts ₦300
Emergency & SOS Add-on Resident SOS, guard alerts, SOS history ₦200

* Hardware (gate readers, cameras, boom barriers) is quoted separately per estate. Cards are issued by our bank partner at no cost to the estate.

Your next 10,000 customers
already live behind a gate

Residio is a bank distribution channel. We bring the estate. You bring the account infrastructure. We share the revenue.

🏦

Zero branch visits

200 pre-qualified, BVN-verified accounts opened in a single enrollment weekend. No field agents, no digital ads.

💰

Multiple revenue streams

Interchange income, float on estate treasury, account maintenance fees, and cross-sell upside to captive upper-income residents.

📜

CBN compliance built in

BVN verification, CBN Tier KYC, NDPA data localisation — all handled by the Residio onboarding flow.

📈

Scale with us

At 50 estates (10,000 accounts), estimated bank revenue exceeds ₦200M/year from Residio accounts alone.

Customer acquisition cost comparison

Traditional (avg)
₦15,000+
Via Residio
₦4,300

71% lower CAC. Fully KYC-complete accounts. Captive deposit base. First-mover gets exclusivity within their partnered estates.

See Residio in action

Request a live demo for your estate or banking team. We'll be in touch within 24 hours.